22 Aug 2025

Bateriku Enhances Employee Insurance With New GHS & GTL Features.

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Kuala Lumpur, August 2025 – From its humble beginnings as a battery replacement provider to becoming a comprehensive ecosystem supporting Malaysia’s automotive industry, Bateriku has always placed people at the heart of its journey. After serving more than a million customers in the past decade, the company is now taking a significant step to appreciate its employees by upgrading the Group Hospitalisation and Surgical (GHS) and Group Term Life (GTL) insurance plans through BIRU.

This initiative reflects Bateriku’s commitment to safeguard the financial security, health, and overall welfare of its growing workforce, ensuring employees are supported with the same soul and trust that the company extends to its customers.

Supporting Employees, Strengthening the Company

With a rapidly expanding team across Malaysia, providing comprehensive protection is a crucial step towards creating a healthier and more secure working environment. This upgraded plan aligns with Bateriku’s Environmental, Social, and Governance (ESG) commitments and its mission to value employees as its greatest asset.

Group insurance encompasses a range of policies designed to support the long-term well-being of employees. By securing stronger benefits, Bateriku ensures that its staff and their families are protected, motivated, and ready to continue driving the company’s success.

Understanding the Benefits

What is Group Hospitalisation and Surgical (GHS)?

GHS provides comprehensive medical coverage for employees, covering hospitalization and surgical procedures. Key features include:

  • Coverage for Employees: Protection against medical expenses due to accidents or illness.
  • Shariah Compliant: Ensures benefits are provided in accordance with Shariah principles.

Among the coverage highlights are:

  • Hospital Room & Board (Private/Government)
  • Hospital Supplies & Services
  • Surgical Fees
  • Anaesthetist Fees
  • Operating Theatre Charges
  • In-Hospital Physician’s Visits
  • Malaysian Government Hospital Daily Cash Allowance (RM100/day)

What is Group Term Life (GTL)?

GTL is a type of temporary life insurance where one contract covers multiple employees, offered as a benefit by the employer. It provides essential protection to employees’ families in the event of unforeseen circumstances.

Coverage highlights:

  • Death: Due to all causes
  • Rider Options:
    • Total Permanent Disablement (TPD): On any occupation, due to all causes
    • Immediate Death Expenses (IDE): Financial support for immediate expenses
    • Terminal Illness (TI): Coverage for illnesses expected to lead to death within 12 months

Frequently Asked Questions (FAQ)

Who is eligible? All permanent employees of Bateriku.

What is the expiry age? Coverage continues until the maximum eligible age as specified in the policy.

How long will it be covered? Employees remain covered as long as they are under Bateriku’s employment, within the terms of the policy.

How much is covered? Coverage amount varies depending on employee grade and policy terms.

Is it Shariah compliant? Yes, the plan is structured in accordance with Shariah principles.

What are the exclusions? Certain exclusions apply, such as pre-existing conditions, self-inflicted injuries, or specific policy limitations. Full details are available in the policy document.

A Commitment to People and Growth

This milestone is more than an insurance upgrade, it represents Bateriku’s dedication to building a sustainable future for its employees and their families. By investing in their welfare, Bateriku strengthens its foundation to continue serving the nation’s automotive needs and prepares itself for greater achievements, including its vision to become a publicly listed company.

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Hazzim Nasir

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